4 FAQs About Using Public Adjusters in Disaster Claims
Four Common Questions About Public Adjusters in Disaster ClaimsAn insurance adjuster is a person who will examine the damage to your business after a disaster, so you can get the funds you need to hire a disaster restoration company. Public adjusters work on behalf of a policyholder to examine your property and file a claim. They are licensed professionals who can help you save a lot of money by helping you get the most out of your insurance company.
1. What Is a Public Adjuster?
A public insurance adjuster is someone who works on a client's behalf to examine property damage. Businesses often hire them when they are having trouble with a claim or feel that the insurance company is withholding funds.
2. How Are They Different From Company Adjusters?
There are a few types of adjusters. The primary difference is who employs them. A company insurance adjuster will be paid by the insurance agency with whom you have your policy with.
3. How Much Do They Cost?
Many public adjusters in Spaulding Square, CA, offer a free consultation to determine if they are willing to work with you. If they decide to take you on as a client, you will typically be required to pay a percentage of your claim to the adjuster.
4. How Do You Choose One?
There are several ways you can choose a public adjuster to work with. The first thing you should do is make sure your candidate is licensed. They must be licensed in the state you are in. This ensures they know the law of your location. Additionally, find someone willing to work with your contractors. A qualified company, such as SERVPRO, will often be willing to share its findings with your adjuster, so cooperation is key.
Sometimes, business owners can benefit from getting outside help with examining damage and filing an insurance claim. Fortunately, public adjusters are available to help perform these tasks.